What Legal access means for your account
Our Legal position starts with location and eligibility: access depends on local law, and where local law permits, you may open and use an account under the terms shown at account entry. We may ask for a clear phone verification step before account access, especially when
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account details and wallet records need to match. DANA, OVO, GoPay and QRIS appear as local payment context, while bank transfer and virtual account records may require the reference shown during a transaction. Legal status does not change because you switch from a phone to a
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desktop browser. Read the applicable wording before creating an account, and contact our support path if a rule, restriction or account decision is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.